Georgina real estate market at a glance

As of 2026, the average detached home in Georgina trades in the $750K to $950K range. Waterfront homes along Lake Simcoe — concentrated in Jackson's Point, Willow Beach, Sibbald Point, and the Sutton shoreline — skew highest, while established Keswick subdivisions and newer builds along Woodbine Avenue balance the average. Semi-detached and townhomes fall between $600K and $800K, and cottage-conversion properties on generous lots regularly clear $1.2M. Georgina is the only place in York Region where a first-time buyer can still find a detached home under $700K, and one of the few Ontario waterfront markets with genuine four-season inventory below $1M.

Georgina vs. surrounding communities

Georgina prices sit well below East Gwillimbury ($1.3M–$1.7M), Newmarket ($1.1M–$1.5M), and every other York Region town, on par with Innisfil ($850K–$1.1M) across Lake Simcoe, and above Beaverton and Sunderland to the east. Buyers moving up from a Keswick townhome routinely land in Sutton for the character; downsizers from Aurora and Newmarket land in Jackson's Point or Willow Beach for the waterfront. The trade against the rest of York Region is commute — no GO station in town, and Highway 404's northern terminus at Ravenshoe Road is a 15-minute drive south for most residents.

Best neighbourhoods in Georgina

• KeswickGeorgina's largest population centre on Lake Simcoe's southern shore, west of Woodbine. Every subdivision from 1970s bungalows to 2020s executive builds, ROC Recreational Complex, and walkable pockets close to the shoreline. The steady-resale heart of the town.
• SuttonHistoric downtown village on Georgina's east side, with a heritage main street on High Street, the Georgina Pioneer Village and Archives, and century homes on mature lots. Walkable character with a small-town feel that Keswick doesn't offer.
• Jackson's PointGeorgina's premier waterfront village on Lake Simcoe. Historic cottages transitioning to four-season homes, waterfront lots with direct lake access, and the Jackson's Point Harbour. Consistently the highest per-square-foot values in the town.
• Willow BeachSummer-resort community between Keswick and Jackson's Point on Lake Drive. A tight-knit lakeside neighbourhood with cottages, four-season homes, and beach-club access. Popular with buyers wanting waterfront character below Jackson's Point pricing.
• PefferlawGeorgina's rural eastern village, at the mouth of the Pefferlaw River. Country-estate lots on generous parcels, mixed rural-residential inventory, and Sibbald Point Provincial Park's north entrance. A niche pick for buyers wanting acreage and lake proximity.
• Baldwin / UdoraRural western pocket in the town's southwest, on the Ravenshoe / Baldwin road corridor. Country-estate lots on 1-to-10-acre parcels, custom builds, and easy Highway 404 access. Popular with buyers wanting real acreage within York Region.

Schools and family life

Georgina is served by the York Region District School Board and the York Catholic District School Board. Keswick High School and Sutton District High School anchor the public high-school system; Our Lady of the Lake Catholic College covers the Catholic system. The Georgina Ice Palace, the ROC Recreational Complex, De La Salle Park, Willow Beach Park, and Sibbald Point Provincial Park anchor the town's outdoor family life — 55 kilometres of Lake Simcoe shoreline, four public beaches, and the largest concentration of provincial-park waterfront in York Region. Southlake Regional Health Centre in Newmarket is the primary hospital, a 25-minute drive south, and Cortellucci Vaughan Hospital serves as the region's newer facility.

Getting around

Highway 404 runs from Ravenshoe Road (the highway's northern terminus) directly south into the GTA — Ravenshoe is a 15-minute drive from Keswick and a 20-minute drive from Sutton. Regional Road 48 (Woodbine Avenue) is the north-south spine through the middle of town, connecting to East Gwillimbury and Aurora. Georgina Transit runs local bus service across the town's three villages. There is no GO Train station in Georgina — the closest is East Gwillimbury GO, roughly 25 minutes south. Toronto Pearson is a 65-to-80-minute drive via the 404 and 407.

Property taxes and municipal services

Georgina's 2025 residential property tax rate is approximately 0.94% of assessed value, blended across the Town of Georgina, York Region, and provincial education portions. On an $850K home, that works out to roughly $7,990 per year. The rate is in line with Newmarket (0.94%) and Whitchurch-Stouffville (0.91%), and meaningfully lower than the Simcoe County waterfront alternatives — Innisfil's 0.87% is close, but Barrie's 1.40% is more than 50 per cent higher on the same home. Georgina delivers York Region service quality (Southlake hospital access, York Region Police, York Region roads) at Lake Simcoe waterfront price points.

Frequently asked questions about Georgina real estate